Tag: SIP

Should you save in equity to buy a car in the short run?

Purchasing a car could be one of the most considerable expenses you make apart from buying a home. Buying a vehicle is usually a short-term...

investment strategy: Planning to invest in Index Funds? Check the pros and cons

In recent times, investor interest has been rapidly increasing in passive index strategies. 2021 has already seen the launch of over 15 index funds and...

Monthly SIP you need to create ₹20-cr retirement fund

Mutual fund calculator: Mutual fund investments are subject to market risk, but if we go by the tax and investment experts’ views, mutual funds investment...

How much monthly SIP is needed to accumulate ₹10 crore by age 50

Retirement age in India is generally considered 60 and people make retirement-oriented savings keeping this age number in mind. However, one can retire earlier too,...

Mutual funds raise exposure to PSU banks to 15-month high in May

MUMBAI: As covid-led uncertainties are gradually receding, mutual fund houses are increasing their exposure to the banking sector, especially in the public sector undertaking (PSU)...

Review your portfolio every 6 months; take corrective measures if funds underperform

I work in the manufacturing sector with a take-home salary of ₹65,000 and my wife is employed in the IT sector with a take-home salary...

Go for the ‘ladder’ strategy to boost returns

I’m a 30-year-old married man and I want to have a balanced growth portfolio. Every month, I invest ₹11,000 in the following categories: Large and...

5 ways to optimise your returns

Mutual fund investments are subject to market risk but the best part of it is availability of the fund managers. Fund managers are those who...

How to fill in your financial blind spots

“When you have a blind spot, you don’t realize until something blindsides you,” says Mark DiGiovanni, a certified financial planner in Grayson, Georgia . Identifying...

A diversified fund would be a good addition to your portfolio

I’m 44 years old and my aim is to accumulate ₹15 lakh over the next 10 years. In November 2020, I invested about ₹70,000 in...

How to start SIP online?

Systematic Investment Plan (SIP) is immensely popular among mutual fund investors for its easy operation. Mutual fund experts believe that SIPs are the best way...

When NACH has a different tune for MF investors

Recently, mutual fund investors faced delays in receiving units allotment despite timely payments due to a glitch in the National Automated Clearing House (NACH) system....

MFs’ dividend reinvestment, payout options can hit returns

I am 23 years old and my maximum monthly expenditure is around ₹8,000. I have zero debt or liability and I save nearly 80% of...

Innovation holds key as MFs see a fresh dip in flows

Equity mutual funds (MFs) posted massive outflows in August, for the second straight month. Inflows from systemic investment plans (SIPs) have declined every month since...

Interesting ways to teach your children about money management

“Education, of any kind, has to create curiosity and be entertaining, especially when dealing with kids. I don’t make a conscious attempt to teach my...

Lower volatility in a portfolio can help generate better returns in long term

I am 30 years old and looking to build a portfolio over the next 20 years. I have no particular goal in mind. My systematic...

Mutual funds collect over ₹50,000 crore via SIP in H1 2020

Investors continue to prefer SIP option for investing in mutual funds, as the industry garnered over ₹50,000 crore through this route in the first six...

Five financial mistakes you should avoid

Failing to make a budget The first and most obvious mistake is to not adhere to a budget. Given the consumption-driven environment we live in,...

If Bharat-22 ETF is less than 20% of portfolio, wait out the difficult times

I am 25 years old and I want to start systematic investment plans (SIPs). My investment horizon is 10-15 years or more and I plan...

Only 6 out of 192 equity mutual funds gave double-digit 5-year SIP returns

Equity mutual funds have not shown their best performance for some time. Mutual fund investors have been complaining of unexpectedly lower returns from equity funds...

It’s better to avoid investing in sectoral MFs when building long-term portfolio

I am investing ₹1,000 each per month in ICICI Prudential US Bluechip Equity and Motilal Oswal S&P 500 Index; ₹500 each in Invesco India Contra,...

How to handle job loss before retirement

Although there is no clear estimate of how many people close to retirement age have been fired due to covid-related downsizing, a survey by HelpAge...

How to invest in mutual funds through WhatsApp?

NEW DELHI : Most big mutual fund houses now allow you to invest in their schemes through WhatsApp, a widely used messaging mobile application. It...

A portfolio should be diversified and well-balanced to suit all your needs

My wife and I have eight goals like education, child’s wedding, retirement, emergency corpus and perpetual travel amounting to investments of around ₹1 lakh per...

This or that? Hard financial choices we must make

The choices that the ongoing covid-19 pandemic is forcing us to make are not the ones we had ever thought we would need to make....