Tag: securities

After painful financial lessons in 2020, here’s 10 New Year resolutions to make 2021 better.

Before 2020, Russell Jessop knew the wisdom in having emergency savings tucked away. But the year’s financial mayhem supplied him — and millions more —...

4 money lessons from 2020 to help you plan for a solid retirement in 2021

In 2020, we saw a pandemic cause world-wide city shutdowns, market volatility, deaths, derail plans for travel, celebrations, family visits and even retirement.  Many Americans...

We’re 56, have $400,000 in debt, can save $50,000 a year and just want to retire — what should we do?

My husband and I are both 56 and want to retire as soon as possible.  There are so many retirement calculators and each gives a...

Here’s why the Georgia runoff elections for the U.S. Senate could turn into a ‘big deal’ for markets

The runoff elections for two U.S. Senate seats in Georgia next Tuesday have the potential to inject volatility into a high-flying stock market that has...

Is the stock market open? Here are the market hours on New Year’s Eve and Day

Wall Street on Thursday is looking forward to a farewell to a pandemic-stricken year in the last trading day of 2020. U.S. stock markets, energy...

Wall Street traders now are highly polarized — just like they were at the February 2020 market top

Polarization isn’t toxic only in politics; it is on Wall Street as well. That’s worrisome, since disagreement about the U.S. stock market is wider than...

‘Santa Claus’ rally has begun. Why few periods are better for the stock market

Santa Claus may not be coming to town due to the pandemic, but he will pay a socially distant visit to Wall Street equity traders...

My grandfather gave me $150K in shares and $20K to buy a car, but my family interferes in my life. Should I give it back?

The week, I got my learners permit in the mail. My grandfather gave me a very generous option to take $20,000 as a gift for...

From a Costco freedom fighter to a bearish death cross, here are the stories our readers just couldn’t stop clicking on in 2020

Before finally swiping left on 2020, let’s take a quick look back at all the reasons (and there are many) that it’s a year we’d...

No, a $600 stimulus check won’t cover most rents — here’s how to make it last

Since the first round of stimulus checks went out to Americans in April, the looming question on many financially vulnerable people’s minds has been will...

I got two $1,200 stimulus payments last time. Will I receive two $600 checks this time? Will there even be another stimulus?

Dear Moneyist, To my surprise, I got two stimulus checks during the first round of economic impact payments. One was deposited into my bank, and...

There are six types of retirees — which are you?

New retirees are like recent college graduates — they’re on their own after years of the same routine, and they have to find a new...

I’m 65, have $500,000 in cash, no ‘impressive’ work résumé and am terrified of investing — can I retire?

I’ll turn 65 in December, and I’d LOVE to retire. First, the good news:– I’m single and have no dependents (not even a pet). – I...

Stock-market pros are having a tough time imagining an S&P 500 slump in 2021

Farewell, 2020. Hello, 2021. It is onward and potentially upward, Superman style, for the U.S. stock market next year, based on analysts’ ambitious year-end targets...

U.S. oil books over 2% gain as weekly crude stockpiles seen falling; Brexit deal nears

Crude-oil futures closed sharply higher Wednesday as a report from the Energy Information Administration showed a drop in U.S. inventories, and favorable geopolitical developments appeared...

Your will is about more than money and cutting your child out could backfire

I work with some of the most heartbroken people in the world: parents whose adult children want nothing to do with them. Parents who have...

Here’s how to help yourself and your family ‘in case you get hit by a bus’

The pandemic has been a wake-up call in many aspects of life, including health, family, career and savings — and now more than ever, it...

These 10 clunkers are my worst calls from a decade’s worth of investment advice

For those of us in the opinion writers’ trade, ‘tis the season to pound our chests for our prescience and don sackcloth and ashes for...

COVID-19 is not a retirement story

Reporters repeatedly ask about the impact of COVID-19 and the ensuing recession on retirement. My response has generally been that COVID is not a retirement...

Dow set to sink 400 points as new viral strain overshadows fresh coronavirus aid

U.S. stock-index futures on Monday were poised for their worst day since October, as investors focused on the emergence of a fast-spreading variant of the...

Our building is tipping our doormen and super 25% extra due to COVID-19. My husband wants to stick with this amount next year. I disagree. What do you say?

I am an Upper East Side wife and mother with two children. The residents of our building have agreed to tip our doormen, super and...

Here’s how a dispute over the Fed’s emergency powers almost sank the stimulus package

Over the past few days the Federal Reserve found itself where it didn’t want to be — in the political spotlight. Talks over a $900...

Don’t contribute to your 2020 IRA until you read this

Don’t click that mouse. Before you plunge your $6,000 annual limit into a “Roth” individual retirement account for 2020, stop for a second and look...

Blackstone swoops on private-jet company with $4 billion cash takeover offer, amid collapse in global business travel

Shares in Signature Aviation SIG, -1.73% fell on Friday, just hours after the U.K. private-jet company announced that it is in talks with Blackstone about...

Why M&A is set to continue its hot streak in 2021

A surge in big-ticket mergers and acquisitions and a boom in initial public offerings saw the world’s largest investment banks pull in $87.5 billion in...