Tag: Retirement Planning

‘People are upset.’ Will proposed IRA tax changes targeting the rich hurt smaller nest eggs?

Months after a story broke detailing the $5 billion that could come out of Peter Thiel’s retirement account tax-free, new tax proposals are aiming to...

When you should — and shouldn’t — consider investing in a Roth 401(k)

Roth 401(k) plans can be a powerful tool for building wealth for retirement, but they’re not as frequently used as their traditional counterparts.  Retirement Tip...

Opinion: Do spouses have special rules when it comes to inheriting an IRA?

Q. I understand surviving spouses have options that no one else does when they inherit their deceased spouse’s IRA. What are those options? -Sherry in...

Retiring? Keep your skills sharp for your health, wealth and wellbeing

Many people enter retirement with the plan to relax — and that’s a normal, natural approach to this next phase of life — but they...

Monthly savings a 30-yr old investor need to get ₹5000 pension

Atal Pension Yojana (APY) calculator: The Pension Fund Regulatory and Development Authority (PFRDA) managed Atal Pension Yojana is a pension scheme backed by central government....

Opinion: This chart says we’re partying like it’s 1999

We Americans invest more of our 401(k) plans in stocks than in any other asset class. In total we hold 39% of the money in...

My grandfather cut my mom out of his will and left everything to me. If she’s the beneficiary on his retirement and life insurance, do I get those too?

Dear Quentin, My grandfather, 86, recently changed his will to specifically exclude my mother — his daughter — and leave everything to me. If my...

My uncle, 60, with dementia died after ‘negligence’ by his wife of 3 years. How do we stop her from defrauding the government?

We just lost my 60-year-old uncle to dementia. He struggled with drugs during his early years, and as a result, my mom raised his daughter....

Saving for retirement on TikTok? Gen Z invests differently

Zaid Admani is a millennial and a civil engineer, and he’s trying to get young people to think about money — and their futures.  Admani,...

Opinion: If Social Security falls into crisis, voters will have no one to blame but themselves

The trustees for the Social Security Trust Funds are expected to shortly release their delayed annual report on the stability of America’s core retirement program....

Opinion: Why alternative investments belong in 401(k) plans

Most people are not investment experts, so they need help managing their retirement savings. Retirement plan fiduciaries recognize this, and it is one of the...

The twists, turns and myths of applying for Medicare: How we navigated the enrollment road

In January, my husband Darnay and I started looking at all the things we needed to do financially to get ready for turning 65 later...

I love cool weather and hiking but can’t afford to stay in Oakland — where should I retire in the western U.S.?

I need some advice. I’m a single woman of color looking to retire in about 4 years. I am willing to buy a home but...

Opinion: How to put your child tax credit to work for the future

Around the same time parents are pondering back-to-school plans, many will be receiving their first expanded child tax credit payment. This tax credit represents part of...

You have a purpose, you just need to find it—and it’s one of the most important things for your retirement

According to a 2020 Edward Jones/Age Wave study, one in three new retirees struggles with finding purpose after leaving their job. In many ways, that’s...

Monthly SIP you need to get ₹10-Cr at 50 years of age

Mutual fund calculator: SIP or Systematic Investment Plan aka mutual fund SIP is one of the most attractive investment options for the earning individuals who...

Happy birthday to Social Security — and many more

Take a moment this week to wish Social Security a happy 86th birthday. Its exact birthday is on Saturday, August 14. It was that day...

I’m 33 and want to retire at 40, but have expensive medical needs — how can I achieve financial independence?

I am a 33-year-old that is actively saving and building toward a passive income stream enabling me to either retire early or shift to a...

I’m a single, high-earning 52-year-old looking for a more stable lifestyle. Am I too old to buy a home?

Like many people during COVID, I reevaluated what I really want my quality of life to be. I’ve lived in big cities making a high...

How much SIP you need to invest to get ₹3 lakh monthly income

Mutual fund calculator: Systematic Investment Plan (SIP) is one of the most favoured mutual fund investments among the investors as it it allows wealth creation...

Where should I retire? MarketWatch’s updated tool can help you find your dream spot and warn you of climate risks

This year’s hurricanes, wildfires and droughts are putting climate risk on the map for retirees more clearly than ever. So MarketWatch has updated its popular...

I’m a 39-year-old single dad with $600,000 saved — I want to retire at 50 but don’t know how. What should I do?

I am a 39-year-old single father of one 16-year-old son. I have $70,000 in liquid savings, $530,000 invested in individual retirement accounts and owe $210,000...

Retirement security ‘is shakier than ever’ and ‘Americans are not saving enough’ for old age

Americans’ retirement security is unstable, and legislation focused on pensions, Social Security and other savings or healthcare concerns must be a priority for government officials,...

Americans confront spice cabinets stocked with ancient history and what to know before traveling overseas amid COVID

Hi, MarketWatchers. Don’t miss these top stories. Over 9 million additional Americans will lose enhanced unemployment benefits next month Some 3.5 million Americans from 26...

Opinion: Working longer is possible for most people

I have long been a fan of working longer. Claiming Social Security at age 70 rather than age 62 produces monthly benefits at least 76% higher. These...