Tag: personal-finance

Want to invest loose change? There’s an app for that

Navneet Jain made his first-ever investment recently, thanks to an app he now uses regularly. This app automatically rounds off payments he makes on purchases...

Things freelancers must know about GST payment

If you are a salaried employee, you do not have to pay goods and services tax (GST). But if you are a freelancer—lawyer, architect, designer,...

When fines and fees ruin lives

On a recent blustery September morning, Melissa Taylor stood in front of a gathered crowd in New York City. “New York State has been waging...

The seven deadly sins of investing one must avoid

In Christianity, there are seven deadly sins, each of which is an extension of emotions we experience in everyday life. When we indulge too much...

‘People are upset.’ Will proposed IRA tax changes targeting the rich hurt smaller nest eggs?

Months after a story broke detailing the $5 billion that could come out of Peter Thiel’s retirement account tax-free, new tax proposals are aiming to...

How non-resident Indians can buy term life insurance in India

Non-resident Indians (NRIs) and persons of Indian origin (PIOs) can also buy these policies in India. Vinay Taluja, chief product officer, Bajaj Capital, said, “The...

Simple steps to reduce risk in your investment portfolio

If you are afraid of losing money in the short term, you are not aggressive at all. And even if your risk appetite is on...

The premium charged for health insurance depends on these factors

Most people count on their insurance companies to provide details of their premium payments. Generally, online calculators help you calculate health insurance policy premiums for...

When you should — and shouldn’t — consider investing in a Roth 401(k)

Roth 401(k) plans can be a powerful tool for building wealth for retirement, but they’re not as frequently used as their traditional counterparts.  Retirement Tip...

Rules as code can be the new model for governance

Governance is nothing but the implementation of Acts and rules that are made by the people for themselves. At present, this is done by the...

Filing tax returns? Avoid these three errors at all costs

Though initiated with the right intentions, these initiatives are saddled with technical and other glitches. For instance, there is no clarity on whether a taxpayer...

Cut capital gains liability with tax loss harvesting

To harvest something means to pick or collect it. You could do the same in investing: Tax-loss harvesting is the selling of stock/mutual funds at...

Markets are soaring; should you stick to hybrid funds?

This, according to some experts, can be a sign that investors are jittery. “The recent investment trends show that investors are nervous about markets as...

‘Junior employees’ at MFs get some relief from the skin-in-the-game rule

In a partial relief from the skin-in-the-game rule, the Securities and Exchange Board of India (Sebi) on Monday said that junior employees at mutual fund...

PFRDA proposes changes in premature exit rules for Atal Pension Yojana, facilitates timely payment of money

NEW DELHI: To increase acceptability of Atal Pension Yojana (APY) scheme among informal sector workers, the Pension Fund Regulatory and Development Authority (PFRDA) has proposed...

Here are some of the risks of investing in NPS after 60

NEW DELHI: The National Pension System (NPS), a market-linked scheme, helps you save for retirement. Anyone between the age of 18 and 70 can open...

One of India’s best-known fund managers to steer new value fund

Axis Mutual Fund, long regarded as the poster child for growth investing, is launching a value fund and the fund will be managed by none...

How debt enters students’ lives as early as kindergarten

Hello and welcome back to MarketWatch’s Extra Credit column, a weekly look at the news through the lens of debt. This week we’re examining the...

NFTs offer means for governments to find solutions

Government agencies should move beyond looking at blockchain technology as a buzzword prone to overuse, or simply as a data storage mechanism. Cryptocurrencies based on...

The ABC of introducing children to finance & investment

It is, therefore, very important for parents to keep track of how their children spend money. While interfering in all your teen’s decisions is not...

Indiabulls NCD suits investors with a high risk appetite

Indiabulls Housing Finance Ltd has announced the launch of a public issue of secured and or unsecured non-convertible debentures (NCDs), which will offer coupon rates...

Seniors over 75 should declare pension, interest income for ITR filing exemption

NEW DELHI: For senior citizens of 75 years and above looking for exemption from filing income tax returns, the Central Board of Direct Taxes (CBDT)...

Know drivers of value creation to value a business

If you are a long-term investor, it is far more important for you to understand what drives a company’s value creation than its managerial competence,...

Opinion: Do spouses have special rules when it comes to inheriting an IRA?

Q. I understand surviving spouses have options that no one else does when they inherit their deceased spouse’s IRA. What are those options? -Sherry in...

Will health insurance riders matter in a post-covid world?

Consumables, sometimes, are not covered under insurance companies’ underwriting guidelines. And, as a health insurance policy holder, you should be aware that your insurer may...