Tag: emi
Ways to improve your credit score
NEW DELHI : Generally, if you maintain a credit score of 750 and above, it is considered a good score. Individuals having such scores are...
Home loan, auto loan, personal loan borrowers finding it difficult to repay: How to avoid missing EMIs
When Delhi-based Gaurav Sharma and his wife Deepti took a Rs 45 lakh home loan in 2017, they were confident of comfortably servicing the borrowing....
What to do if you have defaulted on a home loan
When the Choudharys bought their dream apartment with a home loan, the future looked bright. Then the pandemic hit and like many homeowners, the Choudharys...
Factors to keep in mind before availing EMI conversion facility on credit card
NEW DELHI: Credit card users often find themselves unable to repay their bills before the due date. In such cases, credit card issuers sometimes allow...
Should you opt for flexible car loans?
MUMBAI : Mumbai: Car manufacturers like Maruti Suzuki India Ltd and Hyundai Motor India Ltd have tied up with lenders to offer flexible auto loans....
Not able to pay credit card bill on time? Here’s what you should do
MUMBAI: Failing to repay the entire credit card bill by the due date will incur finance charges on the unpaid bill. The charges usually range...
Missed home loan EMI? Know the consequences
MUMBAI: Normally, individuals secure loans to buy a home. Where these home loans are issued for the long term, there can be a chance that...
Five queries to deal with before buying a property
Right now, due to covid-19, it has become more important for homebuyers—even those who are not facing a cash crunch—to assess these factors and others....
Six money ratios you should have at your fingertips
Striking a balance between not doing enough and doing too much is tough for money, as it is with relationships. Do too little and a...
Getting the EMI date changed is a cumbersome process
Changing the date on which your equated monthly instalment (EMI) gets deducted can be difficult. There is no standard policy that lenders follow. Some don’t...
Indians outlook to personal financial matters changes in Covid-19 aftermath: Survey | India News
NEW DELHI: A survey has showed that nearly 45 per cent of Indians polled are uncertain about economic recovery in the aftermath of Covid-19 and...
This or that? Hard financial choices we must make
The choices that the ongoing covid-19 pandemic is forcing us to make are not the ones we had ever thought we would need to make....
bank NPA: Slowdown may not lead to sharp spike in NPAs: Arundhati Bhattacharya
Bottom of the pyramid is from where the demand rolls up and thankfully this time they are less impacted than the cities, says the CEO...
Confusion prevails over EMI moratorium
For the past one month, Sandeep Kumar Sahoo has been emailing his lender to offer him moratorium. The 23-year-old student from Jamshedpur had taken a...
EMI purchases on cards go up with consumers buying even low priced items on finance
KOLKATA: As the lockdown across the country eased, a distinct trend of consumers preferring to purchase even low value goods on equated monthly instalment (EMI)...
Homebuyers’ body writes to PM against deadline extension to developers
Highlighting the plight of homebuyers, Forum For People’s Collective Efforts (FPCE), a pan-India homebuyers’ body, has written a letter to Prime Minister requesting to change...
Know how loan moratorium will work in case of no-cost EMI
Many times people opt for no-cost equated monthly installments (EMIs) when they buy electronic items or gadgets such as a refrigerator, air conditioner or mobile...
Planning to opt for EMI moratorium extension? Here’s what you need to know
The Reserve Bank of India (RBI) has extended the EMI moratorium period for three months from June to August in order to provide relief to...
Six credit score myths that you shouldn’t fall for
A credit score is a three-digit number that reflects the creditworthiness of a consumer. “Lenders use the score of an individual to understand the probability...
Indian Chamber of Commerce: Real Estate sector staring at payment defaults amid Covid-19 lockdown
The Covid-19 pandemic is slated to have a ‘catastrophic effect’ on India’s troubled real estate sector, which is currently worth around $12 billion. According to...
View: Government should unveil stimulus package to deal with coronavirus fallout
By MAHUA MOITRA The International Monetary Fund has already declared that the world is undergoing a global recession. This recession, unlike the global financial crisis...
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