Tag: debt funds

Mutual fund houses reiterate the appeal of 5-7 yr ‘sweet spot’

In their reactions to the RBI’s monetary policy announced on Wednesday, mutual fund houses have reiterated their positive stance on debt funds investing in five-seven...

No AMC has over 10% exposure to debt funds, says Crisil

MUMBAI : Describing the Sebi move to cap the exposure of mutual funds to tier 1 & 2 bonds to 10% to mitigate the risks...

Gilt and long duration funds’ returns turn negative

The returns on some debt funds have been in negative territory in the past couple of months. The erosion is more pronounced in long-term and...

How many funds should you add to your mutual fund portfolio?

When you invest in only one particular asset – stock, gold, mutual fund, fixed income instruments – you are taking too much risk by concentrating...

Floating rate funds may not help you during reversal in rate cycle

Interest rates in India are at historic lows. At around 6%, the 10-year Government of India bond yield is close to a decade’s low point....

It’s time to steer your debt portfolio towards safety

The immediate action by the Reserve Bank of India (RBI) to contain the spike in yields in August, besides its efforts to maintain adequate liquidity,...

Lotteries can work for one in a million, but most of us need to have a plan

Afirm’s capital structure broadly comprises two asset classes—debt, where the firm promises to pay a fixed interest, and equity, where the firm offers ownership in...

Innovation holds key as MFs see a fresh dip in flows

Equity mutual funds (MFs) posted massive outflows in August, for the second straight month. Inflows from systemic investment plans (SIPs) have declined every month since...

Lower volatility in a portfolio can help generate better returns in long term

I am 30 years old and looking to build a portfolio over the next 20 years. I have no particular goal in mind. My systematic...

Equity MFs see first outflows since 2016

Equity mutual funds (MFs) saw a net monthly outflow for the first time in more than four years as investors booked profits after a sharp...

Focus on shorter end debt funds than long duration funds now, say mutual fund managers

The RBI’s monetary policy committee (MPC) as expected, maintained status quo on rates in August policy. It kept the repo rate and reverse repo rate...

Confused about where to invest in a volatile market? Here’s a list of hand-picked funds

Many retail investors have dabbled directly in stocks to pocket quick bucks as their long-term portfolios languished because of the market volatility triggered by the...

Debt mutual funds collect ₹1.1 lakh crore in June quarter

Debt mutual funds collected ₹1.1 lakh crore in three months ended June 2020. The inflows were mainly driven by investments in liquid schemes and banking...

All you need to know

Banking & PSU funds have become popular in the last one year. Their size has more than doubled since then. The category manages assets worth...

Fixed deposits may work better than debt funds in the short term

We asked financial planners to weigh in on the issue. Most of them feel that FDs are better only for time horizons of less than...

It’s time to revise Sebi’s hybrid fund category norms

We have discussed earlier the necessary changes that are required in Securities and Exchange Board of India’s (Sebi) debt fund contour regulations. While the broad...

A portfolio should be diversified and well-balanced to suit all your needs

My wife and I have eight goals like education, child’s wedding, retirement, emergency corpus and perpetual travel amounting to investments of around ₹1 lakh per...

Two Bharat Bond ETF NFOs to open from 14 July. Should you buy?

The two ETFs come about six months after Edelweiss AMC’s first two Bharat Bond ETFs, maturing in 2023 and 2030, were launched. According to data...

What you need to know about the 7.15% floating-rate bonds

We give you the details of these bonds and tell you whether or not it makes sense to buy them. Features of the bond The...

Why short-duration debt funds are better for longer-term allocations

The last couple of months have been tough for investors. For a lay investor who is typically a do-it-yourself investor, managing money has never been...

A bucket approach to retirement planning may insulate you from market falls

Once you have built a large corpus for retirement, how do you invest it to provide for a good two-three decades of life? For those...

Six money rules I learnt from the pandemic

We are now lockdown veterans. We quickly learnt to survive a new situation and most people made the best of it—that is the human spirit,...

Crisil report highlights debt fund categories with highest risk

A report by Crisil has highlighted the rating and liquidity profile of debt in various mutual fund categories, pointing out those, which are most exposed...

After Franklin earthquake, inside the race to fix debt funds

The biggest jolt – now a topic of angst for 300,000 investors – came on 23 April when the eighth largest Asset Management Company (AMC)...

what this means for you

The Gujarat High Court on Wednesday stayed the e-voting process, which was to be held from 9-12 June 2020, on the winding up of the...