Tag: debt funds

Is monthly income from systematic withdrawal plan taxable?

I am a 63-years-old lady doctor. For my retirement and because of covid I have sold one of my clinics. I have invested that amount...

I want to invest ₹20,000 a month for up to 20 years. Where should I invest?

I am 25 years old and plan to invest ₹20,000 per month from my salary for 15-20 years. Please suggest schemes. -Name withheld on request...

Fund industry has to better manage liquidity in crises

Indian debt and liquid funds have had a difficult run in the past few years, from high-profile defaults leading to sharp markdowns in liquid funds,...

Ultra-short-term debt funds are the best bet for immediate goals

I am 27, live in Mumbai, and earn ₹48,000 a month. After expenses of ₹25,000, I have been investing ₹1,000 each in three SIPs since...

Debt fund returns are low due to low interest rates

MUMBAI: I have made a one-time investment of Rs20,000 in HDFC Corporate Bond Fund in June 2020. How are the returns from Corporate Bond Funds...

Mutual fund houses reiterate the appeal of 5-7 yr ‘sweet spot’

In their reactions to the RBI’s monetary policy announced on Wednesday, mutual fund houses have reiterated their positive stance on debt funds investing in five-seven...

No AMC has over 10% exposure to debt funds, says Crisil

MUMBAI : Describing the Sebi move to cap the exposure of mutual funds to tier 1 & 2 bonds to 10% to mitigate the risks...

Gilt and long duration funds’ returns turn negative

The returns on some debt funds have been in negative territory in the past couple of months. The erosion is more pronounced in long-term and...

How many funds should you add to your mutual fund portfolio?

When you invest in only one particular asset – stock, gold, mutual fund, fixed income instruments – you are taking too much risk by concentrating...

Floating rate funds may not help you during reversal in rate cycle

Interest rates in India are at historic lows. At around 6%, the 10-year Government of India bond yield is close to a decade’s low point....

It’s time to steer your debt portfolio towards safety

The immediate action by the Reserve Bank of India (RBI) to contain the spike in yields in August, besides its efforts to maintain adequate liquidity,...

Lotteries can work for one in a million, but most of us need to have a plan

Afirm’s capital structure broadly comprises two asset classes—debt, where the firm promises to pay a fixed interest, and equity, where the firm offers ownership in...

Innovation holds key as MFs see a fresh dip in flows

Equity mutual funds (MFs) posted massive outflows in August, for the second straight month. Inflows from systemic investment plans (SIPs) have declined every month since...

Lower volatility in a portfolio can help generate better returns in long term

I am 30 years old and looking to build a portfolio over the next 20 years. I have no particular goal in mind. My systematic...

Equity MFs see first outflows since 2016

Equity mutual funds (MFs) saw a net monthly outflow for the first time in more than four years as investors booked profits after a sharp...

Focus on shorter end debt funds than long duration funds now, say mutual fund managers

The RBI’s monetary policy committee (MPC) as expected, maintained status quo on rates in August policy. It kept the repo rate and reverse repo rate...

Confused about where to invest in a volatile market? Here’s a list of hand-picked funds

Many retail investors have dabbled directly in stocks to pocket quick bucks as their long-term portfolios languished because of the market volatility triggered by the...

Debt mutual funds collect ₹1.1 lakh crore in June quarter

Debt mutual funds collected ₹1.1 lakh crore in three months ended June 2020. The inflows were mainly driven by investments in liquid schemes and banking...

All you need to know

Banking & PSU funds have become popular in the last one year. Their size has more than doubled since then. The category manages assets worth...

Fixed deposits may work better than debt funds in the short term

We asked financial planners to weigh in on the issue. Most of them feel that FDs are better only for time horizons of less than...

It’s time to revise Sebi’s hybrid fund category norms

We have discussed earlier the necessary changes that are required in Securities and Exchange Board of India’s (Sebi) debt fund contour regulations. While the broad...

A portfolio should be diversified and well-balanced to suit all your needs

My wife and I have eight goals like education, child’s wedding, retirement, emergency corpus and perpetual travel amounting to investments of around ₹1 lakh per...

Two Bharat Bond ETF NFOs to open from 14 July. Should you buy?

The two ETFs come about six months after Edelweiss AMC’s first two Bharat Bond ETFs, maturing in 2023 and 2030, were launched. According to data...

What you need to know about the 7.15% floating-rate bonds

We give you the details of these bonds and tell you whether or not it makes sense to buy them. Features of the bond The...

Why short-duration debt funds are better for longer-term allocations

The last couple of months have been tough for investors. For a lay investor who is typically a do-it-yourself investor, managing money has never been...